Tally: Pay Off Debt Faster 6.26.0

Tally is a groundbreaking automated debt manager that helps users efficiently manage their finances without any hassle. With its innovative features, Tally simplifies saving money, credit card management, and the process of paying off balances swiftly. By providing a lower-interest credit line, Tally has assisted numerous individuals in merging their credit card payments into a single bill, enabling them to save a significant amount on interests and avoid costly late fees.

Take advantage of Tally by signing up and instantly determining your eligibility for a credit line. Rest assured that our credit check will not have any impact on your credit score, ensuring a worry-free experience.

Although Tally is currently available in most states, it is not accessible in MT, NV, and WV. Generally, individuals with a FICO Score of 580 or higher are eligible for a credit line. To find out which credit cards are supported by Tally, refer to the list below.

1. Download Tally: Within a matter of minutes, Tally offers you the opportunity to embark on a debt-free journey without any detrimental effect on your credit score.
2. Discover Your Savings: Once you qualify, Tally provides you with a low annual percentage rate (APR) line of credit. Using this new credit line, Tally takes care of your monthly credit card payments. The low APR contributes to significant savings on interests. The important disclosures about Tally charges can be found below.
3. Streamline Your Card Management: Enjoy the convenience of managing all your credit cards within one straightforward app. Tally keeps track of balances, interest rates, and due dates for each card. This meticulous monitoring empowers Tally to make timely and accurate payments on your behalf. Simply make a single monthly payment to Tally, and you're all set.
4. Say Goodbye to Late Fees: Tally's exceptional late fee protection eliminates the worry of missing payments by offering autopay without the risk of overdraft. As long as you maintain a good standing with Tally, troublesome late fees will be a thing of the past.
5. Achieve Debt-Free Status Faster: With Tally, it's easy to separate the burdens of credit cards from their benefits. Make use of your credit cards to enjoy rewards while allowing Tally to handle the hard work. Tally is not about tricks, but rather a smarter approach to managing your cards and accelerating your journey towards zero balances.

FREQUENTLY ASKED QUESTIONS

What does Tally charge?

To take full advantage of Tally, you must fulfill the requirements and accept a Tally line of credit. Based on your credit history, your APR will range from 7.9% to 29.9% per year. The APR is subject to variations in response to market changes based on the Prime Rate. In some cases, certain credit lines may be accompanied by an annual fee, which will be clearly explained in your offer if you qualify.

How does Tally estimate my savings?

To determine your potential savings, we evaluate three factors: 1) an average-weighted APR derived from your initial eligible credit card balances and respective APRs; 2) a monthly payment to Tally equivalent to 3% of your eligible balances; and 3) an average monthly card spend amounting to 0.8% of your eligible credit card balances. Credit cards with lower APRs than what Tally provides are excluded from these calculations since Tally does not make payments towards those cards. For the Express member savings estimate, it is assumed that you receive the Express discount on a monthly basis.

How does Tally save me money?

Tally enables you to save money through a lower APR on your Tally line of credit. This results in monthly savings on credit card interests. Additionally, Tally's late fee protection ensures that you avoid missed payments.

How does Tally make money?

Tally generates revenue through the interest accrued on your Tally line of credit, but only if it is successful in helping you save money. Tally also earns income from membership fees (annual or monthly) based on the specific Tally service you are eligible for.

MORE DETAILS

Please note that the Tally app and servicing are available solely in English. In the event of any inconsistencies between translations, the English version will take precedence over other translations.

Tally supports a wide range of cards including those from American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, US Bank, and Wells Fargo. Supported retail credit cards include Amazon, American Eagle, Macy’s, Sears, TJ Maxx, and Walmart.

Tally Technologies, Inc. (NMLS # 1492782 NMLS Consumer Access , SC License , MO License) provides the app and Cross River Bank is responsible for issuing lines of credit to users who qualify. Cross River Bank is a member of FDIC. Please be advised that lines of credit may not be available in all states.